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Huh?
Will someone please explain to me why banks have weird rate structures like this one? Why would the APYs for 12 month CDs be so much higher than APYs for 18 and 24 month CDs? Competitive pressure? Some kind of chicanery? I know not.
Not much to say here, except that this CD has (for now, at least) a solid rate for the 12 month CD and okay rates for longer CDs. I’d probably stick with the 12-monther here, but that’s just me (and that could change over time if their rate structure became less weird).
Posted by hotdogmalfunction -- Sept. 9, 2009
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