Stop Searching For ATMs: Use Any ATM for Free

Finding a nearby ATM location can be a pain. You either waste your valuable time looking for them or you waste your money withdrawing from another bank's ATMs. But there's a better option: some banks refund ATM charges from other banks' ATMs!

Of all the bank accounts we cover, the three accounts listed below have the best combination of rates, features, and ATM fee refunds available. Each one has its strengths (and weaknesses). Use the comparison below to determine which account is right for you, and say goodbye to searching for ATM locations.

			Online Savings	FreeNet Checking	High Interest Checking
			Apply Now	Apply Now	Apply Now
Free ATM Access			Up to 3 ATM transactions per month reimbursed	Up to $6/month of ATM fees reimbursed	Up to $8/month of ATM fees reimbursed
Online Bill Pay			None	$8.95/month (Free with $5,000 balance)	Free
Overdraft Protection via Line of Credit			None	Yes, requires additional application	Yes, requires additional application
Free Debit Card			Yes	Yes	Yes
Statements			Online or Mail	Online or Mail	Online
Minimum Deposit to Open			$1	$1,500	$500
Monthly Fee			$0	$0	$7.50
Balance to Waive Monthly Fee			$0	$0	$5,000
Interest Rate
	$0		1.45%	1.02%	1.30%
	$10,000		1.45%	1.05%	1.30%
	$25,000		1.45%	1.10%	1.30%
	$50,000		1.45%	1.60%	1.30%
	$100,000+		1.45%	1.75%	1.30%
The Good			Reimburses ATM fees No opening deposit and no fees	Reimburses ATM fees No monthly fees, highest interest rates for large balances	Highest ATM reimbursements Free bill pay Highest interest for lowest balances
The Bad			No online bill pay	High opening deposit Monthly fee for bill pay if your balance falls below $5,000	Monthly Fee if your balance drops below $5,000
Who's This For?			People who want to access their high-yield savings account by ATM	People who want a single account for most of their banking	People comfortable keeping balances of at least $5,000 in the account
			Learn More	Learn More	Learn More

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