I opened this account in high school as alternative to getting another credit card and have kept it ever since. One of my favorite aspects is being able to view every transaction by using the website which virtually eliminates the need to balance your check book. Furthermore, there online contact center will typically respond to your questions within 24 hours. One downfall I've noticed though is that they do not offer free checks like some other banks or credit unions.You can also get small cashback bonuses directly added to your balance by using your check card as credit for transactions.