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State Farm - Checking
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Low Balance? Then this if for You
If you're interested in a checking account from State Farm then the only reason to get this "plain" checking account instead of the Interest Checking account is if you think you can't or won't keep $500 in the account which is the balance needed to avoid the $10 monthly fee (in the Interest Checking). And the benefit with the Interest account, of course, is that you start to earn interest at $2,500.
But, like I said, if you're just keeping minimal cash in the account (although at least $100 because otherwise you'll be paying the $10 monthly fee) then this account is great. You get almost all the same features as the Interest Checking (minus the interest) but including ATM fee rebates up to $10 a month, which should be plenty with careful planning. Of course there is a direct deposit requirement to get this rebate, but c'mon, who doesn't get their checks direct deposited into their accounts? Even unemployment checks can be direct deposited!
Posted by yoyowalka -- Sept. 18, 2009
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