Money Market with Bill Pay
The BOI Advantage Savings account doesn't seem to be very different from BOI's Money Market account. The one difference I can find seems to be the addition of Online Bill Pay - which is strange - as I would expect the Bill Pay to be attached to the Money Market, not the Advantage "Savings" account.
Either way - it's a subtle difference, which at this point seems to cost 0.05% interest for the addition of Bill Pay. Not unreasonable.
The bigger issue to consider with this account or any account at BOI is the lack of an ACH system - something which I am still surprised by - but at least for me isn't really an issue, as I'm happy with the ACH systems at my local bank (checking account) and BOI is happy to let them move money in and out of accounts.
Posted by qmaine -- Sept. 16, 2009